UPI volumes touched 21.6 billion transactions in December 2025, the highest ever recorded, surpassing November’s 20.47 billion, with value climbing to ₹28 lakh crore. On a daily basis, Indians made nearly 698 million digital payments, with average transaction size settling at around ₹1,293. The annual transaction values rose from ₹246.8 lakh crore in 2024 to ₹299.7 lakh crore in 2025.
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