NHB Launches ‘Gruh Sugam Portal’ to Facilitate Home Loans for Defence & Government Personnel
In March 2026, the National Housing Bank (NHB), the apex housing finance regulator under the Government of India(GoI), launched the ‘Gruh Sugam Portal’ to simplify and digitise the process of availing housing loans for defence personnel, paramilitary forces, and government employees across India.
About Gruh Sugam Portal:
Overview: It is a digital housing loan platform that enables users to compare, apply, and track home loans online through a single interface, ensuring seamless, transparent, and faster access to services.
Easy Access: The portal enables defence and government personnel to avail home loans easily from their place of posting.
Digital Process: Eligible beneficiaries can apply digitally through administrative units without visiting banks or financial institutions for approval and processing.
About NHB: Established in 1988 under the National Housing Bank Act, 1987, NHB is a statutory body that regulates Housing Finance Companies(HFCs) and promotes affordable and efficient housing finance in India. It is headquartered in New Delhi, Delhi.