Shriram General Insurance Launches ‘Shri Health Suraksha 2.0’ with Enhanced Coverage Features
In March 2026, Shriram General Insurance Company (SGIC) launched Shri Health Suraksha 2.0, an upgraded health insurance plan designed to provide flexible and comprehensive medical coverage while reducing out-of-pocket expenses.
About Shri Health Suraksha 2.0:
Coverage Benefits: The new health insurance plan addresses gaps in traditional policies by removing restrictions and offering benefits such as unlimited restoration of the sum insured within a policy year and a cumulative bonus of up to 250% for claim-free years.
Zero Co-payment: The policy eliminates room rent capping, allowing policyholders to choose hospital rooms, including Intensive Care Unit (ICU), without financial restrictions, and offers zero co-payment, ensuring the insurer covers the full admissible claim amount.
Medical Coverage: It also provides coverage for ambulance and air ambulance expenses up to the sum insured, along with inclusion of medical consumables and AYUSH (Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy) treatments.