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Flipkart, Axis Bank & PayU Launch Biometric Authentication for OTP-Free Card PaymentsIn April 2026, Flipkart Internet Private Limited, in partnership with Axis Bank Limited and PayU Payments Private Limited, launched biometric authentication for card payments, allowing users to approve transactions using fingerprint or Face ID (Identification) instead of One-Time Passwords (OTPs), marking a major shift toward faster and more secure digital payment systems in India.About Biometric Card Payment System:Entities: Flipkart (checkout), PayU (merchant infrastructure), Axis Bank (issuer), and Wibmo (PayU subsidiary) (issuer-side verification) collaborate to enable biometric card payments.Technology: The system replaces OTP with fingerprint or Face ID on Android and iOS (iPhone Operating System) using device-bound verification, fraud detection, and one-touch approval mechanisms.Objectives: It aims to reduce OTP delays and failures, prevent SIM(Subscriber Identity Module) swap and phishing fraud, improve transaction success rates, enhance user experience,Alignment: It aligns with Reserve Bank of India (RBI) Authentication Mechanisms for Digital Payment Transactions Directions, 2025.
Flipkart, Axis Bank & PayU Launch Biometric Authentication for OTP-Free Card PaymentsIn April 2026, Flipkart Internet Private Limited, in partnership with Axis Bank Limited and PayU Payments Private Limited, launched biometric authentication for card payments, allowing users to approve transactions using fingerprint or Face ID (Identification) instead of One-Time Passwords (OTPs), marking a major shift toward faster and more secure digital payment systems in India.About Biometric Card Payment System:Entities: Flipkart (checkout), PayU (merchant infrastructure), Axis Bank (issuer), and Wibmo (PayU subsidiary) (issuer-side verification) collaborate to enable biometric card payments.Technology: The system replaces OTP with fingerprint or Face ID on Android and iOS (iPhone Operating System) using device-bound verification, fraud detection, and one-touch approval mechanisms.Objectives: It aims to reduce OTP delays and failures, prevent SIM(Subscriber Identity Module) swap and phishing fraud, improve transaction success rates, enhance user experience,Alignment: It aligns with Reserve Bank of India (RBI) Authentication Mechanisms for Digital Payment Transactions Directions, 2025.
Flipkart, Axis Bank & PayU Launch Biometric Authentication for OTP-Free Card PaymentsIn April 2026, Flipkart Internet Private Limited, in partnership with Axis Bank Limited and PayU Payments Private Limited, launched biometric authentication for card...
RBI Introduced ECL framework, effective April 1, 2027 & to implement phased FX derivatives from July 2027On 27 April 2026, the Reserve Bank of India (RBI) issued Master Direction: ‘The framework for classification of assets, income recognition and provisioning, with a shift towards an Expected Credit Loss (ECL)’ based approach and the directions will come into force from April 1, 2027, replacing the existing norms.RBI has also announced a phased rollout of a new reporting framework for all over-the-counter (OTC) foreign exchange (FX) derivative contracts involving the rupee, effective from July 1, 2027.Key Highlights of ECL FrameworkTransition: At the core of the reform, the banks will transition from the traditional ‘incurred loss’ approach, where banks recognise losses only after a default occurs to the forward-looking ECL model.ECL: Under an ECL framework, banks estimate expected losses using forward-looking risk measures rather than waiting for defaults to occur.90-day rule: Loans will continue to be classified as Non-Performing Assets (NPAs) if repayments are overdue for more than 90 days.Key Highlights of phased FX derivatives reporting normsReporting: Under the new framework, banks must report all OTC foreign exchange derivative contracts involving the Indian rupee executed globally by their related parties, including offshore entities.This covers both deliverable and non-deliverable contracts.AD Cat-I: All authorized dealer Category-I banks must report such transactions to the Clearing Corp. of India Ltd (CCIL).
RBI Introduced ECL framework, effective April 1, 2027 & to implement phased FX derivatives from July 2027On 27 April 2026, the Reserve Bank of India (RBI) issued Master Direction: ‘The framework for classification of assets, income recognition and provisioning, with a shift towards an Expected Credit Loss (ECL)’ based approach and the directions will come into force from April 1, 2027, replacing the existing norms.RBI has also announced a phased rollout of a new reporting framework for all over-the-counter (OTC) foreign exchange (FX) derivative contracts involving the rupee, effective from July 1, 2027.Key Highlights of ECL FrameworkTransition: At the core of the reform, the banks will transition from the traditional ‘incurred loss’ approach, where banks recognise losses only after a default occurs to the forward-looking ECL model.ECL: Under an ECL framework, banks estimate expected losses using forward-looking risk measures rather than waiting for defaults to occur.90-day rule: Loans will continue to be classified as Non-Performing Assets (NPAs) if repayments are overdue for more than 90 days.Key Highlights of phased FX derivatives reporting normsReporting: Under the new framework, banks must report all OTC foreign exchange derivative contracts involving the Indian rupee executed globally by their related parties, including offshore entities.This covers both deliverable and non-deliverable contracts.AD Cat-I: All authorized dealer Category-I banks must report such transactions to the Clearing Corp. of India Ltd (CCIL).
RBI Introduced ECL framework, effective April 1, 2027 & to implement phased FX derivatives from July 2027On 27 April 2026, the Reserve Bank of India (RBI) issued Master Direction: ‘The framework for classification of assets, income recognition and pr...
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RBI launches Mission Saksham for Urban Co-operative BanksIn April 2026, the Reserve Bank of India (RBI) launched Mission Saksham (Sahkari Bank Kshamta Nirman), a nationwide capacity-building programme aimed at strengthening the Urban Co-operative Banking (UCBs) sector.Key HighlightsObjective: The initiative is expected to improve managerial and operational capabilities within the sector and also strengthen compliance practices and institutional resilience.This will also create a continuous learning ecosystem for UCBs.Collaborative Approach: The programme was developed after consultations with sector stakeholders, including Umbrella Organisation of UCBs and various national and state-level cooperative federations.Training Programme: Under this mission, a large number of training programmes would be conducted for UCBs, covering about 1.40 lakh participants.
RBI launches Mission Saksham for Urban Co-operative BanksIn April 2026, the Reserve Bank of India (RBI) launched Mission Saksham (Sahkari Bank Kshamta Nirman), a nationwide capacity-building programme aimed at strengthening the Urban Co-operative Banking (UCBs) sector.Key HighlightsObjective: The initiative is expected to improve managerial and operational capabilities within the sector and also strengthen compliance practices and institutional resilience.This will also create a continuous learning ecosystem for UCBs.Collaborative Approach: The programme was developed after consultations with sector stakeholders, including Umbrella Organisation of UCBs and various national and state-level cooperative federations.Training Programme: Under this mission, a large number of training programmes would be conducted for UCBs, covering about 1.40 lakh participants.
RBI launches Mission Saksham for Urban Co-operative BanksIn April 2026, the Reserve Bank of India (RBI) launched Mission Saksham (Sahkari Bank Kshamta Nirman), a nationwide capacity-building programme aimed at strengthening the Urban Co-operative Ban...
UAE Announces Withdrawal From OPEC & OPEC+ Oil AllianceIn April 2026, the United Arab Emirates (UAE) officially announced its decision to exit the Organisation of the Petroleum Exporting Countries (OPEC) and the wider OPEC+ alliance, effective May 1, 2026.UAE, joined OPEC in 1967, the group’s third-largest producer after Saudi Arabia and Iraq, accounts for around 12% of total output.Reasons for Withdrawal:Production Constraints: The UAE’s state-owned Abu Dhabi National Oil Company (ADNOC) has significantly expanded capacity to around 5 million barrels per day. OPEC+ production quotas limited full utilisation of this capacity.National Interest & Flexibility: The move reflects UAE’s long-term strategy to gain greater flexibility in production decisions and align energy policy with national economic priorities.Impact : The UAE’s exit may reduce cohesion within OPEC and impact its ability to coordinate production and influence global oil prices.
UAE Announces Withdrawal From OPEC & OPEC+ Oil AllianceIn April 2026, the United Arab Emirates (UAE) officially announced its decision to exit the Organisation of the Petroleum Exporting Countries (OPEC) and the wider OPEC+ alliance, effective May 1, 2026.UAE, joined OPEC in 1967, the group’s third-largest producer after Saudi Arabia and Iraq, accounts for around 12% of total output.Reasons for Withdrawal:Production Constraints: The UAE’s state-owned Abu Dhabi National Oil Company (ADNOC) has significantly expanded capacity to around 5 million barrels per day. OPEC+ production quotas limited full utilisation of this capacity.National Interest & Flexibility: The move reflects UAE’s long-term strategy to gain greater flexibility in production decisions and align energy policy with national economic priorities.Impact : The UAE’s exit may reduce cohesion within OPEC and impact its ability to coordinate production and influence global oil prices.
UAE Announces Withdrawal From OPEC & OPEC+ Oil AllianceIn April 2026, the United Arab Emirates (UAE) officially announced its decision to exit the Organisation of the Petroleum Exporting Countries (OPEC) and the wider OPEC+ alliance, effective May 1,...
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SIPRI Report 2025: USA Topped; India Becomes 5th-Largest Military Spender In April 2026, the Stockholm International Peace Research Institute (SIPRI), an independent international think tank, released its latest “SIPRI Fact Sheet April 2026 titled “TRENDS IN WORLD MILITARY EXPENDITURE, 2025” stating that India became the 5th-largest military spender in the world in 2025, with defence expenditure reaching USD 92.1 billion, 8.9% increase from the previous year, accounting for 3.2% of global spending.The United States of America (USA) topped the list with USD 954 billion, followed by China (USD 336 billion), Russia (USD 190 billion), and Germany (USD 114 billion).About Global Military Spending 2025: Global: World military expenditure reached USD 2,887 billion in 2025 marking the 11th consecutive year of growth with Europe as the main contributor due to the Russia–Ukraine war.Regions: Europe’s spending rose 14% to USD 864 billion, Asia–Oceania increased 8.1% to USD 681 billion, and North Atlantic Treaty Organization (NATO) European members spent USD 559 billion with 22 of 29 meeting the 2% Gross Domestic Product (GDP) target.Leaders: USA spent USD 954 billion (−7.5% year-on-year (YoY), declining share), China USD 336 billion (1.7% of GDP), Russia USD 190 billion (+5.9%), and Germany USD 114 billion (+24%).
SIPRI Report 2025: USA Topped; India Becomes 5th-Largest Military Spender In April 2026, the Stockholm International Peace Research Institute (SIPRI), an independent international think tank, released its latest “SIPRI Fact Sheet April 2026 titled “TRENDS IN WORLD MILITARY EXPENDITURE, 2025” stating that India became the 5th-largest military spender in the world in 2025, with defence expenditure reaching USD 92.1 billion, 8.9% increase from the previous year, accounting for 3.2% of global spending.The United States of America (USA) topped the list with USD 954 billion, followed by China (USD 336 billion), Russia (USD 190 billion), and Germany (USD 114 billion).About Global Military Spending 2025: Global: World military expenditure reached USD 2,887 billion in 2025 marking the 11th consecutive year of growth with Europe as the main contributor due to the Russia–Ukraine war.Regions: Europe’s spending rose 14% to USD 864 billion, Asia–Oceania increased 8.1% to USD 681 billion, and North Atlantic Treaty Organization (NATO) European members spent USD 559 billion with 22 of 29 meeting the 2% Gross Domestic Product (GDP) target.Leaders: USA spent USD 954 billion (−7.5% year-on-year (YoY), declining share), China USD 336 billion (1.7% of GDP), Russia USD 190 billion (+5.9%), and Germany USD 114 billion (+24%).
SIPRI Report 2025: USA Topped; India Becomes 5th-Largest Military Spender In April 2026, the Stockholm International Peace Research Institute (SIPRI), an independent international think tank, released its latest “SIPRI Fact Sheet April 2026 titled “T...
BHEL Signs Agreement with DRDO’s NSTL for Naval Infrared Suppression System In April 2026, Bharat Heavy Electricals Limited (BHEL) signed a Licensing Agreement for Transfer of Technology (LAToT) with Naval Science and Technological Laboratory (NSTL), a constituent laboratory of the Defence Research and Development Organisation (DRDO), for the Gas Turbine–Infrared Suppression System (GT-IRSS) used in naval vessels.About Naval Technology Agreement:Technology: GT-IRSS, developed by NSTL for LM2500 (Land and Marine) gas turbines, reduces infrared signature of naval ships by cooling exhaust and shielding heat emissions.Execution: Under the agreement, BHEL will handle technology absorption and execution of the GT-IRSS solution.Significance: The agreement strengthens indigenous defence manufacturing, reduces reliance on foreign technology, enables BHEL’s entry into high-value defence sector, and supports Make in India and Aatmanirbhar Bharat initiatives.
BHEL Signs Agreement with DRDO’s NSTL for Naval Infrared Suppression System In April 2026, Bharat Heavy Electricals Limited (BHEL) signed a Licensing Agreement for Transfer of Technology (LAToT) with Naval Science and Technological Laboratory (NSTL), a constituent laboratory of the Defence Research and Development Organisation (DRDO), for the Gas Turbine–Infrared Suppression System (GT-IRSS) used in naval vessels.About Naval Technology Agreement:Technology: GT-IRSS, developed by NSTL for LM2500 (Land and Marine) gas turbines, reduces infrared signature of naval ships by cooling exhaust and shielding heat emissions.Execution: Under the agreement, BHEL will handle technology absorption and execution of the GT-IRSS solution.Significance: The agreement strengthens indigenous defence manufacturing, reduces reliance on foreign technology, enables BHEL’s entry into high-value defence sector, and supports Make in India and Aatmanirbhar Bharat initiatives.
BHEL Signs Agreement with DRDO’s NSTL for Naval Infrared Suppression System In April 2026, Bharat Heavy Electricals Limited (BHEL) signed a Licensing Agreement for Transfer of Technology (LAToT) with Naval Science and Technological Laboratory (NSTL),...
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SkyHop Aviation Receives DGCA Approval for India’s First Commercial Seaplane Service in Lakshadweep In April 2026, SkyHop Aviation Private Limited, received its Air Operator Certificate (AOC) from the Directorate General of Civil Aviation (DGCA), Ministry of Civil Aviation (MoCA), enabling it to launch India’s first commercial seaplane services, with initial operations planned in Union Territory (UT) Lakshadweep.The approval, following an earlier No Objection Certificate (NOC) from MoCA, enables commercial operations to boost last-mile connectivity, reduce travel time, promote tourism, and improve access to remote areas..About SkyHop Seaplane Operations:Aircraft: The 19-seater De Havilland Canada (DHC)-6 Twin Otter has been indigenously converted into a seaplane with float attachments, enabling operations on water and short runways.Operations: Initial phase in Lakshadweep connects five islands with mainland India via seaplane docks at Agatti, Kiltan, and Kavaratti along with prior certification through successful water take-off and landing trials at Ganga Barrage (Rishikesh) and Tehri Lake in Uttarakhand.Seaplanes: Aircraft capable of taking off and landing on water using floats or hulls, making them suitable for remote, coastal, and island regions without airport infrastructure.Scheme: Aligned with UDAN (Ude Desh ka Aam Nagrik), launched in 2016 by MoCA, it aims to enhance regional air connectivity and make air travel affordable for the common citizen.
SkyHop Aviation Receives DGCA Approval for India’s First Commercial Seaplane Service in Lakshadweep In April 2026, SkyHop Aviation Private Limited, received its Air Operator Certificate (AOC) from the Directorate General of Civil Aviation (DGCA), Ministry of Civil Aviation (MoCA), enabling it to launch India’s first commercial seaplane services, with initial operations planned in Union Territory (UT) Lakshadweep.The approval, following an earlier No Objection Certificate (NOC) from MoCA, enables commercial operations to boost last-mile connectivity, reduce travel time, promote tourism, and improve access to remote areas..About SkyHop Seaplane Operations:Aircraft: The 19-seater De Havilland Canada (DHC)-6 Twin Otter has been indigenously converted into a seaplane with float attachments, enabling operations on water and short runways.Operations: Initial phase in Lakshadweep connects five islands with mainland India via seaplane docks at Agatti, Kiltan, and Kavaratti along with prior certification through successful water take-off and landing trials at Ganga Barrage (Rishikesh) and Tehri Lake in Uttarakhand.Seaplanes: Aircraft capable of taking off and landing on water using floats or hulls, making them suitable for remote, coastal, and island regions without airport infrastructure.Scheme: Aligned with UDAN (Ude Desh ka Aam Nagrik), launched in 2016 by MoCA, it aims to enhance regional air connectivity and make air travel affordable for the common citizen.
SkyHop Aviation Receives DGCA Approval for India’s First Commercial Seaplane Service in Lakshadweep In April 2026, SkyHop Aviation Private Limited, received its Air Operator Certificate (AOC) from the Directorate General of Civil Aviation (DGCA), Min...
Department of Posts, DTDC sign MoU to boost logistics, e-commerce delivery network In April 2026, the Department of Posts (DoP), Under the Ministry of Communications signed a Memorandum of Understanding (MoU) with DTDC Express Limited to strengthen India’s logistics and e-commerce delivery network.The agreement was formalized at Dak Bhawan, New Delhi, Delhi by Neeraj Kumar Jha, General Manager, Parcel Directorate, DoP and Jatinder Sethi, National Channel Head, DTDC Express Limited.Key Details of the MOU:Implementation Framework: The MoU includes quarterly reviews by senior officials, integration of tracking systems for end-to-end visibility, and builds on a successful 2025 pilot phase for full-scale national rollout.Operations: The partnership enables joint logistics and capacity sharing, giving DTDC access to India Post’s vast network of over 1.64 lakh post offices to expand into rural and semi-urban markets also supports nationwide COD services in previously non-serviceable regionsBenefits: The partnership enhances last-mile reach and delivery speed, boosts business growth, and strengthens rural e-commerce access, while improving network utilization and enabling adoption of modern logistics practices.Transformation: The partnership aligns with the broader objective of strengthening India’s logistics ecosystem and supporting the country’s vision of becoming a global logistics hub
Department of Posts, DTDC sign MoU to boost logistics, e-commerce delivery network In April 2026, the Department of Posts (DoP), Under the Ministry of Communications signed a Memorandum of Understanding (MoU) with DTDC Express Limited to strengthen India’s logistics and e-commerce delivery network.The agreement was formalized at Dak Bhawan, New Delhi, Delhi by Neeraj Kumar Jha, General Manager, Parcel Directorate, DoP and Jatinder Sethi, National Channel Head, DTDC Express Limited.Key Details of the MOU:Implementation Framework: The MoU includes quarterly reviews by senior officials, integration of tracking systems for end-to-end visibility, and builds on a successful 2025 pilot phase for full-scale national rollout.Operations: The partnership enables joint logistics and capacity sharing, giving DTDC access to India Post’s vast network of over 1.64 lakh post offices to expand into rural and semi-urban markets also supports nationwide COD services in previously non-serviceable regionsBenefits: The partnership enhances last-mile reach and delivery speed, boosts business growth, and strengthens rural e-commerce access, while improving network utilization and enabling adoption of modern logistics practices.Transformation: The partnership aligns with the broader objective of strengthening India’s logistics ecosystem and supporting the country’s vision of becoming a global logistics hub
Department of Posts, DTDC sign MoU to boost logistics, e-commerce delivery network In April 2026, the Department of Posts (DoP), Under the Ministry of Communications signed a Memorandum of Understanding (MoU) with DTDC Express Limited to strengthen I...
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MoSPI Proposes Index of Service Production with 2024–25 as Base YearIn April 2026, the Ministry of Statistics and Programme Implementation (MoSPI) proposed the creation of a new Index of Service Production (ISP) to measure the performance of India’s services sector on a monthly basis.The index will adopt 2024–25 as the base year and will primarily rely on data from the Goods and Services Tax Network (GSTN) as a key input.About Index of Service Production (ISP):Consultation: The proposed approach has been developed in line with global best practices and in consultation with the Technical Advisory Committee on ISP (TAC-ISP).Complementary Role: It will complement the Index of Industrial Production (IIP) by providing high-frequency insights into the services sector.Coverage: The MoSPI plans to include about 70% of the services sector’s Gross Value Added (GVA) for compiling the overall ISP and excluding nearly 30% of services GVA such as public administration, defence, select non-market financial services, ownership of dwellings, and informal or unincorporated segments.Current Indicators: India’s key monthly indicators are the IIP for tracking industrial output (manufacturing, mining, electricity) and the Consumer Price Index (CPI) for measuring retail inflation and headline inflation.
MoSPI Proposes Index of Service Production with 2024–25 as Base YearIn April 2026, the Ministry of Statistics and Programme Implementation (MoSPI) proposed the creation of a new Index of Service Production (ISP) to measure the performance of India’s services sector on a monthly basis.The index will adopt 2024–25 as the base year and will primarily rely on data from the Goods and Services Tax Network (GSTN) as a key input.About Index of Service Production (ISP):Consultation: The proposed approach has been developed in line with global best practices and in consultation with the Technical Advisory Committee on ISP (TAC-ISP).Complementary Role: It will complement the Index of Industrial Production (IIP) by providing high-frequency insights into the services sector.Coverage: The MoSPI plans to include about 70% of the services sector’s Gross Value Added (GVA) for compiling the overall ISP and excluding nearly 30% of services GVA such as public administration, defence, select non-market financial services, ownership of dwellings, and informal or unincorporated segments.Current Indicators: India’s key monthly indicators are the IIP for tracking industrial output (manufacturing, mining, electricity) and the Consumer Price Index (CPI) for measuring retail inflation and headline inflation.
MoSPI Proposes Index of Service Production with 2024–25 as Base YearIn April 2026, the Ministry of Statistics and Programme Implementation (MoSPI) proposed the creation of a new Index of Service Production (ISP) to measure the performance of India’s ...
Union Minister Ashwini Vaishnaw, AP CM Chandrababu Naidu Laid Foundation for Google Cloud AI Hub in VisakhapatnamIn April 2026, Union Minister Ashwini Vaishnaw, Ministry of Information & Broadcasting(MIB) and Ministry of Electronics & Information Technology(MeitY), N. Chandrababu Naidu, Chief Minister(CM) of Andhra Pradesh(AP) laid the foundation stone for Google Cloud India Artificial Intelligence (AI) Hub in Tarluvada, Visakhapatnam, AP.This project, valued at USD15 billion (Rs. 1.35 lakh crore), recognized as the largest single Foreign Direct Investment (FDI) project in India, aims to transform Vizag into a global AI and Cloud Capital.About Google Cloud AI Hub:Key Components: The project includes hyperscale data centres for AI workloads, high-capacity fibre networks, and an international subsea cable landing station to enable global connectivity.Partnerships: Managed by Google’s subsidiary Raiden Infotech India Private Limited in strategic collaboration with AdaniConneX (joint venture(JV) between Adani Enterprises and EdgeConneX ) and Nxtra by Airtel.Implementation: The project will be executed over five years, incorporating sub-sea cables, high-speed fibre connectivity, and significant use of electricity and water for cooling systems.Capacity: With a capacity of 1 gigawatt (GW), the facility will be among India’s largest AI-focused data centres, supporting enterprises, startups, and government platforms with high-performance computing infrastructure.
Union Minister Ashwini Vaishnaw, AP CM Chandrababu Naidu Laid Foundation for Google Cloud AI Hub in VisakhapatnamIn April 2026, Union Minister Ashwini Vaishnaw, Ministry of Information & Broadcasting(MIB) and Ministry of Electronics & Information Technology(MeitY), N. Chandrababu Naidu, Chief Minister(CM) of Andhra Pradesh(AP) laid the foundation stone for Google Cloud India Artificial Intelligence (AI) Hub in Tarluvada, Visakhapatnam, AP.This project, valued at USD15 billion (Rs. 1.35 lakh crore), recognized as the largest single Foreign Direct Investment (FDI) project in India, aims to transform Vizag into a global AI and Cloud Capital.About Google Cloud AI Hub:Key Components: The project includes hyperscale data centres for AI workloads, high-capacity fibre networks, and an international subsea cable landing station to enable global connectivity.Partnerships: Managed by Google’s subsidiary Raiden Infotech India Private Limited in strategic collaboration with AdaniConneX (joint venture(JV) between Adani Enterprises and EdgeConneX ) and Nxtra by Airtel.Implementation: The project will be executed over five years, incorporating sub-sea cables, high-speed fibre connectivity, and significant use of electricity and water for cooling systems.Capacity: With a capacity of 1 gigawatt (GW), the facility will be among India’s largest AI-focused data centres, supporting enterprises, startups, and government platforms with high-performance computing infrastructure.
Union Minister Ashwini Vaishnaw, AP CM Chandrababu Naidu Laid Foundation for Google Cloud AI Hub in VisakhapatnamIn April 2026, Union Minister Ashwini Vaishnaw, Ministry of Information & Broadcasting(MIB) and Ministry of Electronics & Information Tec...
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